for the Promotion of Small and Medium-size Enterprises (ANPME). 1 . financed by ANPME within the framework of Moussanada program. The National Agency for SME Promotion, (ANPME) was tasked with implementing the Moussanada and Imtiaz programmes which together account for roughly. Tags (2): ANPME endowed with a access, ANPME, broadband, ICT, Infitah, Injaz, internet, Maroc numerique , Moussanada, nafid, OCP, Rawaj, SMES.

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An investment subsidy is thus granted to selected small and medium-sized companies. The father decides which part of the family works into the family business. Following a recent conference in Casablanca, the European Bank for Koussanada and Development EBRD announced a plan to establish a new lending initiative, via local lenders, to improve access to credit for smaller firms by July. But above all, the two main issues lie in moussanadx human factor and the financing.

For this programme, the Moroccan public authorities take care of a part of the experts cost and the cost of acquiring and implementing information systems. To reduce the risks linked to business transfers To define the real opportunities of the business to be anme To be a facilitator of the transfer process To help find the right buyer To support the company in having a strategic vision To guarantee the intergenerational transfer of knowledge and know-how To understand the strenghts and weaknesses of the transferred company and to highlight the possible moussanadz To advise moussnada support potential buyers in their buyout and development strategy To facilitate business transfer and match potential sellers and buyers It is also to be noted that from on, the partial or total buyouts, including in mergers and acquisitions operations, are now eligible for the Imtiaz programme, which will enable to better support such actions.

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Added value services to promote this culture of transfer brought by BDO and ANPME include an on-line evaluation of the company, a diagnosis of the potential buyer and a diagnosis of the potential seller. For moussanaa information, please consult Maroc PME web-site: However the lack of skilled labour makes development slower than it needs to be and the number of young unemployed as elsewhere in the world has reached crisis proportions.

And, as the government is determined to foster the necessary economic changes, more regulatory, financial and fiscal measures joussanada favor of business transfers are planned in the near future, like the upcoming creation of a new compartment in the marketplace, dedicated to SMEs, or the implementation of guaranteed loans for buyers. Both, they can find the solution to strengthen their position which none of the two cannot make alone.

Invest in Morocco Mon guide. The second issue concerns, as I said, the financing, or rather the lack of it: So for me, the success of business transfers is reliant on how private sector handles and interacts with the public ongoing SMEs development and support programs.


Transeo E-newsletter # 5: Focus on the Moroccan market

Moussanada Program aims at following through seven hundred companies in their endeavors to modernize and improve their productivity, in the framework of progress plans which comprise several follow-through actions. For further information, kindly consult the following web-site: Moulawalati is a program which has been devised and embedded by the Government for the purpose of the establishment of very small businesses. Banks are still reticent to lend without collateral and in the present economic climate this is unlikely to change in the near future.

The advance is to be paid back over a six year period, including a three-year grace period.

Needless to say that SMEs are thus considered the backbone of economic and social growth, and as such do benefit from dedicated public policies in all critical phases: Draft law on business transfer By end In order to ideally support business transfers, the ANPME has developped a specific set of services in the Moussanada pack for business transfer. By the end ofbusinesses, mostly in Casablanca, benefitted from the Moussanada programme, and the ANPME announced in January that it planned to support another enterprises in What are the specific services for sale and acquisition of SMEs?

Meet us at GES – Marrakech.


According to you, what is the biggest challenge for the coming years when it comes to successful business transfers in Morocco? In order to support and develop private equity, including buyouts to overcome the mouesanada issue in business transfers, a new regulatory framework of venture capital is under adoption.

This legal reform aims at being in line moussnada international best practices and securing the venture capital activity for investors. To conclude with, I would say that the major success indicator in our policy to structure and expand the business transfer system is to see these companies not only survive decades after, but to see them go from SMEs to grow big. Thus, as in Europe, we face the ageing of the business owners; and although we have no estimation yet, business transfers have a considerable potential, that the government is well aware of.

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Transeo – E-newsletter-5 focus moroccan market

Business transfer is an important step in the life of a business, this represents a major change, which ought to be well prepared to guarantee the continuity of the company and its growth in the future.

In the same section. Prime Minister Abdelilah Benkirane has asked Parliament for more time to tackle the many problems facing Morocco’s economy and there are no easy solutions. The source for this article is Oxford Business Group. Successful business transfers are key to make companies sustainable and dynamic.


But the authoritarian patriarchal system does not offer a proper open-minded and communicative environment, which facilitates the succession processes even though the relational harmony based on rich communication and mutual respect is deemed to be a success-factor of the family firms transmission process. The ongoing exclusive negotiations on a Thorough and Comprehensive Free-Trade Agreement ALECA between EU and our country, to achieve deeper economic integration, can only fasten the process in the business transfers field.

How many SMEs are likely to be transferred in the coming years? That is, until recently. Could you explain the situation of transfers of SMEs in Morocco? Could you first give us an overview of the situation of SMEs in Morocco?

Inprivate equity firms mohssanada more than 9 billion Moroccan dirhams equivalent of million Euros. The support of the politics to encourage and protect these partnerships is strategic to succeed in this challenge. Aside from the legal review, SMEs do benefit since from specific financing tools, that extend to business buyouts, like products covering private equity funds targeting SMEs.

A great part of our SMEs are family-run moussaanda their creation after the Independence in the s. In patriarchal families, the leader is unchallenged and remains the leader of the firm until his death and ownership issues are seldom discussed within the family or within the firm.

Obviously, business transfers in Morocco do face the same kind of difficulties as in Europe. Moussanada focuses primarily on moyssanada tools and guidance for SMEs in developing both strategy and organisation, as well as boosting their capacity for production processes,design, and research and development on an industry-specific level according to Oxford Business Group OBG.

These operations are much more the privilege of the large groups which often come alone and acquire moussanadq majority of shares. All of these actions purport to help companies boost their performance, optimize their productivity, and access new markets.

What are the main problems in the field of business transfers? The access to funding by banks is still limited because of the security required.

Morocco strives to become a regional investment and financial hub, thanks anpje its geographic and economic assets, and its business-friendly legal environment.

And as I said before, business transfers have mousasnada huge potential and thus constitute an appealing opportunity either for national or international buyers. Are there good opportunities for cross-border transfers of SMEs between Morocco and European countries? The advantages that are in place provide for the following: